After suffering storm damage, discovering sinkhole damage or any other adverse event you believe should be covered by insurance, certain steps to protect your rights are critical. Your success in recovering all the benefits you are entitled to — and thus your ability to complete repairs and avoid financial hardship — could well be impacted by how you file, support and pursue your Florida property insurance claim.
Counsel on Filing, Documentation and Protection of Your Rights
It is important to recognize that insurance companies employ an array of strategies and tactics intended to minimize what they must pay policyholders. Any error or delay on your part could prove extremely costly. Our professional team is available to advise you at any point in the process — and to take strong legal action on your behalf if needed — but we can also offer these basic tips:
- Report your loss promptly and follow the insurer's claim filing guidelines as closely as possible.
- Take notes on everything you are told by an adjuster or other insurer representatives and keep copies of all documents.
- Carefully consider your options when it comes to working with a public adjuster or consulting an attorney early in the process if you have a significant claim.
- Stay alert when it comes to the insurer's excessive or unreasonable demands for information, failure to investigate your loss promptly or other delays — any of which may signal your need for counsel from a skilled lawyer.
- If your claim is denied for reasons you do not accept or understand, contact an attorney prepared to investigate and analyze your situation rather than waging the fight on your own.
We Welcome Your Insurance Claim Questions and Concerns: 877-746-5529
Most people are at a serious disadvantage when negotiating with insurance carriers, especially in a time of stress and turmoil. The process is unfamiliar and intimidating, and the stakes are extremely high. Attorney K.C. Williams' knowledge and experience could make the difference in your case.
If you need help filing a major claim or a qualified opinion on whether your insurance company is acting within its rights, we encourage you to call or e-mail our firm today. We maintain full-service law offices in Tampa, Brandon and New Port Richey and offer free initial consultations on property insurance disputes.
